Payment Policy

We accept the following payment methods at checkout:

• Bank Transfer
• Visa
• American Express
• PayPal
• Cryptocurrency — Bitcoin (BTC), Ethereum (ETH), and stablecoins (USDT/USDC)

All payments must be made in full at the time of purchase unless other arrangements have been made in writing.

All prices listed on nyrefrigeration.shop are in U.S. Dollars (USD). Cryptocurrency payments are converted to USD at the applicable exchange rate at the time of payment.

• Bank transfer details will be provided at checkout or by our team after your order is placed.
• Orders paid by bank transfer will not be processed or shipped until funds have fully cleared into our account.
• Please allow additional processing time for bank transfers compared to card or PayPal payments.

• Visa and American Express payments are processed securely through our checkout system.
• PayPal payments are processed through your PayPal account and are subject to PayPal's own terms and buyer protections.
• Orders paid by card or PayPal are typically processed once payment is confirmed and approved.

• We accept Bitcoin (BTC), Ethereum (ETH), and stablecoins (USDT/USDC).
• Orders paid via cryptocurrency will be processed once the required network confirmations have been received.
• Cryptocurrency transactions are irreversible — please confirm wallet addresses and amounts carefully before sending payment.
• We are not responsible for funds sent to an incorrect wallet address or on an unsupported network.

No sales tax is charged on orders placed through nyrefrigeration.shop.

• All card and PayPal transactions are processed through secure, encrypted payment gateways.
• We do not store your full card details on our servers.
• Customers are responsible for keeping their own payment account credentials and wallet information secure.

We reserve the right to correct any pricing errors, even after an order has been placed. If a pricing error affects your order, we will contact you before processing the payment or shipment, and you will have the option to confirm the corrected price or cancel the order for a full refund.

If a payment fails or is declined, your order will not be processed until a successful payment is received. We are not responsible for delays caused by payment provider issues, insufficient funds, or network congestion (in the case of cryptocurrency).

We reserve the right to update or modify this Payment Policy at any time. Changes will be posted on nyrefrigeration.shop with a revised effective date.